New York, NY, 10016. Here’s why: The USAA® Cashback Rewards Plus American Express® Card helps military personnel stationed on a military base maximize their cash back benefits. USAA’s other Visa cash rewards credit card, the USAA® Rewards™ Visa Signature® Card, only earns 2x points at restaurants and gas stations plus 1x points on all other purchases. You’ll often receive this as a statement credit. The USAA Preferred Cash Rewards Visa card offers a simple 1.5% cashback on all purchases. You can review our list of the best rewards credit cards for what we think are better options. USAA uses encryption software so your data is scrambled and safe from third parties. The USAA Secured Card® American Express® is a credit card that can help you build credit. Disabled American Veterans USAA Rewards™ Visa Signature® Card charges a fee of up to 3% on balance transfers. You do not have to be a member of USAA to apply for their credit card. Earn 2% on the first $3,000 on supermarket purchases per year. Product Details: USAA Secured Card® Platinum Visa® USAA Eligibility Requirement: Today, USAA membership is only open to U.S. military service members, veterans who have received a discharge type of Honorable, and their eligible family members. USAA offers two flavors of secured cards including an American Express and Visa. Secured cards can help new credit users build a credit history, or help people with damaged credit get back on track. Optional, only if you want us to follow up with you. Earn 2,500 bonus points when you make your first purchase and earn 1x points on all purchases. Each of which has its own particular uses that make it particularly well-suited to a particular segment of users. How is interest calculated for my USAA credit card? Please call 855-430-8489 with any questions about payments. In contrast, someone who wants their rewards in the form of cash should choose the Preferred Cash Rewards World Mastercard, which is very simple in the sense that it offers unlimited 1.5 percent cash back on purchases with no regard for what those purchases might be whatsoever. Earn one point for every dollar spent on your everyday purchases. Benefits: USAA Rewards Visa Signature Card holders pay no foreign transaction fees, and also get a rental car collision damage waiver, concierge services, price protection and one-year extended warranty coverage on most items bought with the card. To ensure you have the most up to date information, you should verify relevant information with the product or service provider and understand the information they provide. Compare USAA credit cards. I … For example, most USAA credit cards have no annual fees, though it should be noted that there are some exceptions such as its secured credit cards. Perhaps unsurprisingly, USAA credit cards are designed for military families. finder.com is an independent comparison platform and information service that aims to provide you with the tools you need to make better decisions. The USAA® Cashback Rewards Plus American Express® Card offers 5% cash back on your first $3,000 in combined gas and qualifying military base purchases each calendar year. Good or better credit required. Having your credit score in this range does not guarantee approval. Who is eligible for USAA cards? You can also call 800-900-8722 to redeem your rewards. Hi everyone. This USAA Credit Card Agreement (“Agreement”) contains the terms and conditions for use of a USAA Credit Card account (“Account”). Then navigate to the USAA Rewards Service Center. Furthermore, while USAA credit cards have an excellent rewards programs, interested individuals should know that their reward points can be redeemed for most but not all of the major carriers, which is something that might concern people who are picky about the airline that they fly on. Strangely, this card doesn’t offer an intro APR period. This article contains links to products or services from one or more of our advertisers or partners. I started rebuilding my credit with the USAA secured Visa. Easily overpowered by other cards, but a good choice for active military personnel. We may also receive compensation if you click on certain links posted on our site. product provider, We cannot provide you with personal advice or recommendations, USAA’s cards come with no foreign transaction fees, Navy Federal Credit Union® Visa Signature® Flagship Rewards Credit Card, Navy Federal Credit Union nRewards® Secured Credit Card, check out our guide to military credit cards, The American Legion USAA Rewards™ Visa Signature® Card, Wounded Warrior Project USAA Rewards™ Visa Signature Card, Wounded Warrior Project USAA Rewards™ Visa Signature Card review, The American Legion USAA Rewards™ Visa Signature® Card review, USAA® Preferred Cash Rewards Visa Signature® Card review, USAA® Rewards™ Visa Signature® Card review, Review: USAA Classic Platinum Visa® Credit Card, USAA Cash Rewards® American Express® review, USAA® Rewards™ American Express® Card review, Browse USAA credit cards by feature. Multiple credit card benefits. The Parties to this Agreement. May, 2020. Pay to: USAA Federal Savings Bank c/o Nationstar. Are there fees associated with my USAA credit card? USAA Secured Card Visa Platinum helps you build credit. However, some users on the MyFICO forums suggest that you can have multiple credit cards, but only up to a cap of $50,000 in total credit. We strive to ensure our content is clear and honest. Please appreciate that there may be other options available to you than the products, providers or services covered by our service. With the USAA Secured Credit Card, you get all the benefits of a USAA product with the security of a two-year CD earning interest in the background. The USAA Preferred Cash Rewards Visa Signature® Card allows you to earn 1.5% cash back on every purchase. What is a USAA Credit Card and Which are the Best? The USAA has a few simple requirements for credit card qualification: Find out whether you qualify for a USAA card. Not set on USAA? You can compare all three providers using our full military card guide. USAA Rate Advantage Visa Platinum Card: 6.90% to 23.90%. Prior to that, my scores were in the high 500s when I got the secured card. Credit Score Needed For USAA® Rewards Visa Signature® Credit Card. Meanwhile, someone who is planning to carry a balance might want to look into the USAA Rate Advantage Visa Platinum Card, which offers a low interest rate for its users that is particularly so if they happen to have a good credit score. Learn more about how we make money. Enjoy USAA's lowest rate card. USAA doesn’t offer as many credit card options as some other issuers, but it does have cards that cater to various types of consumers. Use the CardMatch tool to find cards you're likely to qualify for with your credit score, without a hard pull on your credit. Like its name says, interested individuals will have to make a deposit for the purpose of serving as collateral. Other cards bring more firepower, but USAA’s product has a few one-of-a-kind perks. How Alicia Silverstone Achieved a Net Worth of $20 Million, How Willow Smith Achieved a Net Worth of $6 Million, How Ed O’Neill Achieved a Net Worth of $65 Million, How Dorinda Medley Achieved a Net Worth of $20 Million. finder.com compares a wide range of products, providers and services but we don't provide information on all available products, providers or services. Want a side-by-side comparison of your USAA options? Many USAA cards aren’t as powerful as products you’ll find from other major providers. These are multiplied by the average of your daily balances. USAA - Payment Processing P.O. The interest on your purchases, cash advances and balance transfers is calculated by multiplying the daily periodic rate and the number of days in the billing cycle. You can redeem your cash rewards anytime.